Roof insurance coverage (Known as Wind and Hail Perils) is changing rapidly as insurance companies are faced with MORE STORMS and MORE ROOF DAMAGE.
AERIAL ROOF INSPECTION is here to help you identify if your Roof has DAMAGE and help you by providing you with ROOF ESTIMATE using XACTIMATE software, used for ROOF CLAIMS by INSURANCE COMPANIES. Some insurance companies have STOPPED Writing or Renewing Homeowner Policies. Some companies will not write or renew a policy, if the roof is over 10 years old. For some companies, they won’t write or renew a policy if the roof is 12 years old or older. And some companies will not write or renew a homeowner roof coverage policy when the roof is 15 years old or older.
HOW OLD IS YOUR ROOF?
In addition, many insurance companies are changing FULL REPLACEMENT (RCV) insurance to ROOF REPLACEMENT with DEPRECIATION (ACV) insurance. And the WIND-HAIL DEDUCTIBLE (co-pay, out of pocket) amount is 2 or 3 times, the amount of your regular homeowner deductible.
Aerial Roof Inspection can provide YOU with the Insurance Industry Standard Xactimate Estimate used by the Insurance Companies.